Personal loans and responsible lending

Wilson National is a responsible lender. Wilson National Personal Loans can be used for the following purposes:

• Personal loans for new cars,
• Personal loans for used cars,
• Personal loans for (new only) motorcycles,
• Personal loans for (new only) boats,
• Personal loans for (new only) Caravans,
• Personal loans for holidays,
• Personal loans for renovations,
• Personal loans for debt consolidation, 
• Personal loans for legitimate purposes.

When applying for a Wilson National Personal Loan customers must:

• Be citizens or permanent residents of Australia,
• Over 18 years of age; 

And accept:

• All applications are subject to approval,
• All loans under $10,000 and for debt consolidation are for a minimum of 5 years,
• Proof of identification, income, and bank account details are required,
• Rates are subject to change,
• Full terms and conditions including fees are set out in the loan contract and may be varied in the future,
• Repayment method is by direct debit,
• Repayments are made monthly,
• A loan application fee of $175 for unsecured loans and $275 for secured loans (financed as part of the loan),
• Direct debit dishonour fee $5.00,
• A monthly administration fee of $7.95,
• A Collection Action fee of $40.00,
• A payout processing fee of 3% of the reducing principal balance,
• Fixed rate agreement break cost applying to loans over $30,000 only,
• Credit is provided by Fundcorp Pty Ltd ABN 80 106 204 862.

If you are unsure of any information regarding Wilson National personal loans simply contact us on 1300 288 828 or email by clicking here