First Class Home Loan (Professional Package)
urbanmoney offers its professional package home loan with additional benefits such as our “Infinite Rewards” to provide our valued clients with a rewards home loan solution second to none.
Our “First Class Home Loan” offers our lowest standard variable home loan rate, flexible lending options such as full redraw, internet banking (we call this Loan Access System), Mastercard debit card access, B’pay and split loan structure as your needs require.
We ensure that your needs are met and that you become a First Class client of urbanmoney. Our First Class Home Loan also offers the ability to structure your individual needs with our split loan structure. This allows you to separate your personal and domestic lending from your investment or business lending. Additionally we can tailor each account for each specific purpose, such as interest only or Principal and interest repayments, Variable or fixed interest or for total flexibility your account can be a fully fledged Line Of Credit.
Other features include:
- Fully verified income for PAYG and Self Employed applicants
- Purchase, refinance, debt consolidation and cash out
- Loans from $250,000 – $1,000,000
- Loan term 15-30 years
- Maximum LVR 95%
- Lenders Mortgage Insurance payable on all loans exceeding 80% LVR
- Interets Only option 1-10 years
- Line of Credit option available at the same rate as standard loan
- Principal & Interest or Interest Only repayments
- Full redraw available
- Offset account available
- Master debit card available
- We can also accept NRAS (National Rental Affordability Scheme) properties as security for our Fist Class Home Loan.
At urbanmoney, we ensure that your home loan is first class.
Click on the product profile for all information regarding our First Class Home Loan